Cost of Living 2025-26

Please find below the cost of living figures for 2025-26 for the following students:

  • Undergraduate
  • LLB Accelerated Professional graduate
  • Postgraduate
  • Vet (Year 1-3)
  • Vet (Year 4)
  • Vet (Year 5)

We expect the students' living costs to be roughly in line with the figures we have supplied above.  Requests for additional funds will be considered only on an exceptional and case by case basis by the US Student Support Team: Requests for Lending over the Published Maximum Policy

Please note that the origination fees below are based of full COST OF ATTENDANCE ABOVE borrowing Sub, Unsub, Plus Loans. If a percentage of private loans are taken instead of federal loans, then this figure will be reduced accordingly.

Undergraduate Students

Cost of Living for UNDERGRADUATE STUDENTS – 2025-26  (GBP)

 

Category

Weekly

Number of weeks

Total Academic Year (£)

Rent

210

36

7560

Utilities: inc. mobile phone

75

36

2700

Food

85

36

3060

Travel Expenses

45

36

1620

Books/Computer Equip

40

36

1440

Personal Expenses

80

36

2880

2 flights home per year

 

 

2500

SUB TOTAL

 

 

21,760

Origination Fees

(non-applicable for private loans only students)

 

 

1800 1ST Yr

1400 Other Yrs

Visa Costs (Year 1 only)

 

 

524

Healthcare Costs (IHS) (Year 1 only)

 

 

3442

(4 yr course

£776x4 PLUS 338)

TOTAL: 1ST YEAR UNDERGRADUATE STUDENTS

 

 

£27,526

TOTAL: 1ST YEAR UG WITH PRIVATE LOANS ONLY

 

 

£25,726

 

TOTAL: 2ND, 3RD, 4TH YEAR UNDERGRADUATE STUDENTS

 

No visa/healthcare costs

 

£23,160

TOTAL: 2ND, 3RD, 4TH YEAR UG WITH PRIVATE LOANS ONLY

£21,760

 

*Undergraduate academic year is 36 weeks standard.

 

LLB Accelerated Professional Graduate Students

Cost of Living for LLB ACCELERATED PROFESSIONAL GRADUATE Students – 2025-26  (GBP)

 

Category

Weekly

Number of weeks 

Total Academic Year (£ GBP)

Rent

210

36

7560

Utilities

75

36

2700

Food

85

36

3060

Travel Expenses

45

36

1620

Books/Computer Equip

40

36

1440

Personal Expenses

80

36

2880

2 flights home per year

 

 

2500

SUB TOTAL

 

 

21,760

Origination Fees

(non-applicable for private loans only students)

 

 

1300

Visa Costs (Year 1 only)

 

 

524

Healthcare Costs (IHS) (Year 1 only)

PROFESSIONAL UNDERGRAD LLB ACCELERATED 1ST YEAR

 

 

1890

(2 yr course

£776x2 PLUS 338)

TOTAL: 1ST YEAR GRAD PROF/LLB STUDENT

 

 

£25,474

TOTAL: 1ST YR PROF – PRIVATE LOANS ONLY

 

 

£24,174

 

 

TOTAL: 2ND YEAR YEAR GRAD PROF/LLB STUDENT

No visa/healthcare costs

 

£23,060

TOTAL: 2nd YR PROF – PRIVATE LOANS ONLY

£21,760

 

 

* Professional Graduate/LLB academic year is 36 weeks standard.

Postgraduate Students

Cost of Living for POSTGRADUATE STUDENTS – 2025-26  (GBP)

 

Category

Weekly

Number of weeks

Total Academic Year (£ GBP)

Rent

210

52

10920

Utilities

75

52

3900

Food

85

52

4420

Travel Expenses

45

52

2340

Books/Computer Equip

45

52

2340

Personal Expenses

80

52

4160

2 flights home per year

2500

 

2500

SUB TOTAL

 

 

£30,580

Origination Fees

(non-applicable for private loans only students)

 

 

1700 yr 1

1500 other yrs

Visa Costs: PGR / PGT / Int. Masters  (Year 1 only)

 

 

524

Healthcare Costs: PGT (Year 1 only)

 

 

1114

(1 yr course

£776x1 PLUS 338)

Healthcare Costs: PHD (Year 1 only)

 

 

3442

(up to 4 yr course

£776x4 PLUS 338)

Healthcare Costs (Year 1 only): on 2 Years Int. Masters Programme OR Prof Grad LLB Accelerated 1st Year

 

 

1890

(2 yr course

£776x2 PLUS 338)

 

TOTAL: 1ST YEAR PG PGT MASTERS STUDENTS

 

 

£33,918

TOTAL: 1st Yr PG PGT MASTERS PRIVATE LOANS ONLY

 

 

£32,218

 

TOTAL: 1ST YEAR PHD STUDENTS ONLY

 

 

£36,246

TOTAL: 1ST YEAR PHD STUDENTS PRIVATE LOANS ONLY

 

 

£34,546

 

TOTAL: 1ST YEAR Int. Masters Programme (2 yrs programme)

 

 

£34,694

TOTAL: 1ST YEAR Int. Masters Programme (2 yrs programme) - 1st Year  PRIVATE LOANS ONLY

 

 

£32,994

 

PG PGT & PHD – all other years (non first year)

No visa/healthcare costs

 

£32,080

POSTGRADUATE – all other years PRIVATE LOANS ONLY

£30,580

 

*Postgraduate Study is over 52 weeks.

Veterinary Students - Year 1, 2 and 3

Cost of Living for VETERINARY - Year 1, Year 2, Year 3 of course – 2025-26  (GBP)

 

Category

Weekly

Number of weeks

Total Academic Year (£ GBP)

Rent

210

44

9240

Utilities

75

44

3300

Food

85

44

3740

Travel Expenses

45

44

1980

Books/Computer Equip

50

44

2200

Personal Expenses

80

44

3520

2 flights home per year

2500

 

2500

SUB TOTAL

 

 

£26,480

Origination Fees

(non applicable for private loans only)

 

 

1900

Visa Costs (Year 1 only)

 

 

524

Healthcare Costs (Year 1 only) 5 YR COURSE

 

 

4218

(5 yr course

£776x5 PLUS 338)

Additional: **costs associated with course (all yrs)

 

 

2200

TOTAL: 1ST YEAR VETERINARY STUDENTS

 

 

£35,322

TOTAL: 1ST YEAR VETERINARY PRIVATE LOANS ONLY

 

 

£33,422

 

TOTAL: 2ND & 3RD YEAR VETERINARY STUDENTS

No visa/healthcare costs

 

£30,580

TOTAL: 2ND & 3RD YEAR  VETERINARY PRIVATE LOANS ONLY

£28,680

 

*Undergraduate academic year is 36 weeks.  Cost of Living allowance for Veterinary students include an average of 8 extra weeks in the first 3 years to cover EMS (Extra Mural Studies Placement).

**Additional amount for Veterinary students to cover equipment costs/extra travel costs on placements etc.

Veterinary Students - Year 4

Cost of Living for VETERINARY STUDENTS – Year 4 of course ONLY – 2025-26  (GBP)

 

Category

Weekly

Number of weeks

Total Academic Year (£)

Rent

210

52

10920

Utilities

75

52

3900

Food

85

52

4420

Travel Expenses

45

52

2340

Books/Computer Equip

50

52

2600

Personal Expenses

80

52

4160

2 flights home per year

2500

 

2500

SUB TOTAL

 

 

£30,840

Origination Fees

(non applicable for private loans only)

 

 

1900

Visa Costs

 

 

N/A

Healthcare Costs

 

 

N/A

Additional: **costs associated with course

 

 

2200

TOTAL: 4TH YEAR VETERINARY STUDENTS

No visa/healthcare costs

 

£34,940

TOTAL: 4TH YEAR VETERINARY PRIVATE LOANS ONLY

£33,040

 

*4th Year Veterinary students course completes end of Apr, however, students immediately commence 5th year at this time.  Therefore, Cost of Living Allowance for 4th Year is based on 52 weeks to provide through to the new academic loan year (September).

**Additional amount for Veterinary students to cover equipment costs/extra travel costs on placements etc.

Veterinary Students - Year 5

Cost of Living for VETERINARY STUDENTS – Year 5 of course ONLY - 2025-26  (GBP)

 

Category

Weekly

Number of weeks

Total Academic Year (£)

Rent

210

36

7560

Utilities

75

36

2700

Food

85

36

3060

Travel Expenses

45

36

1620

Books/Computer Equip

50

36

1800

Personal Expenses

80

36

2880

2 flights home per year

2500

 

2500

SUB TOTAL

 

 

£22,120

Origination Fees

(non applicable for private loans only)

 

 

1900

Visa Costs

 

 

N/A

Healthcare Costs

 

 

N/A

Additional: **costs associated with course

 

 

2200

TOTAL: 5TH YEAR VETERINARY STUDENTS

No visa/healthcare costs

 

£26,220

TOTAL: 5TH YEAR VETERINARY PRIVATE LOAN ONLY

£24,320

 

*September to end of May.  Note: Cost of Living in 4th Year covered weeks until middle of September.

**Additional amount for Veterinary students to cover equipment costs/extra travel costs on placements etc.